Pension Trusts For IHT North

The Shift in Pension Death Benefits For years, pensions have been the quiet hero of estate planning. Money inside a defined contribution pension sits outside your estate for inheritance tax purposes, and since the pension freedoms arrived, you could pass it on to a nominated beneficiary without much fuss. But the rules are changing. From April 2027, HMRC is closing a significant loophole, and the way pension death benefits are treated will alter how many families plan for t